Check treatment cover
Review surgery, hospital, illness, accident, OPD, and other benefits.
Insurance
Pet Insurance
Protect an eligible pet for selected treatment, accident, illness, or other covered costs.
Before you start
Pet Insurance Eligibility and Document Guide
Check the basic rules and keep the required records ready before starting this service.
Important before you apply
Key points to consider for Pet Insurance
Check these points carefully before choosing an option or starting your application.
Check age and waiting rules
Entry age, breed, pre-existing conditions, and waiting periods can apply.
Keep health records
Save vaccination, medical, bills, and identification records for claims.
16 eligibility points
Eligibility Criteria
See the basic conditions normally checked before you can apply.
Eligibility / Criteria - Dog Policy Market Example
Bajaj Allianz's published dog-insurance example uses
- Giant breeds: entry roughly 3 months to 4 years.
- Small/Medium/Large breeds: entry roughly 3 months to 7 years.
- Continuous renewals can extend cover beyond entry age according to policy.
These are insurer-specific, not universal Indian law.
Underwriting factors
- species.
- breed.
- age.
- pedigree.
- vaccination status.
- pre-existing illness/injury.
- prior claims.
- microchip/RFID.
- purchase/value proof.
- selected covers.
22 document points
Document Requirements
Check which clear and valid documents you should keep ready.
Purchase Documents
- Pet insurance proposal form.
- owner/proposer KYC and contact details.
- pet name/species/breed/sex/date of birth/age.
- identification details.
- colour photographs of pet from required angles OR RFID/microchip evidence, according to insurer.
- vaccination self-declaration/certificates.
- medical history.
- veterinary records where required.
Conditional
- diagnostic test results for older pets or to alter/wave waiting conditions, where insurer allows.
- Pedigree Certificate from Kennel Club of India where pedigree-based higher value is claimed.
- purchase invoice/value proof where sum insured exceeds standard breed matrix.
- microchip certificate.
- sterilisation/vaccination records.
Claim Documents
- Claim form.
- vaccination certificate.
- vet medical papers/bills.
- diagnostics.
- hospitalisation bills.
- death certificate and required pet photos for mortality claim.
- police diary/FIR/advertisement for theft/lost/straying according to cover.
- court order/FIR for third-party liability.
- bank/NEFT details.
Buy pet insurance in three steps
Follow these three simple steps.
- 1Check the coverReview what pet insurance covers, does not cover, and when the cover starts.
- 2Share correct detailsEnter the requested personal, health, vehicle, home, or risk information correctly.
- 3Buy and keep the policyPay only after checking the policy terms and keep the issued policy safely.
More insurance services
Open another service to read its own eligibility and document guide.
Reference Basis
These public sources were checked for this guide. Rules can change, so open the source for the latest official information.