Use a registered provider
Open the account with a SEBI-registered broker or depository participant.
Investing access
Demat Account
Open a demat and trading account to hold investments and buy or sell through a registered provider.
Before you start
Demat Account KYC and Document Guide
PAN, KYC, bank details, mobile number, email, and in-person or video verification are commonly required.
Important before you apply
Key points to consider for Demat Account
Check these points carefully before choosing an option or starting your application.
Compare all charges
Check account opening, AMC, brokerage, DP, call-and-trade, and other charges.
Keep access secure
Do not share OTP, PIN, password, or sign a blank instruction form.
9 eligibility points
Eligibility Criteria
See the basic conditions normally checked before you can apply.
Eligibility / Criteria
- Individual, joint holder, HUF, company, partnership/LLP, trust and other permitted legal categories can open a demat account subject to the Depository Participant (DP) and regulatory KYC rules.
- Resident Indian and NRI journeys differ; NRI accounts require NRI/FEMA-specific banking and tax details.
- PAN is a core KYC field.
- Valid identity/address KYC and a linked bank account are required.
- Mobile number and email are required for market alerts / KYC/UCC compliance in trading journeys.
- No minimum securities balance is required merely to maintain a demat account.
- A customer may hold more than one demat account subject to applicable rules.
- If a trading account/derivatives segment is also activated, additional financial/income proof is required.
- Deal only through a SEBI-registered Depository Participant/broker.
46 document points
Document Requirements
Check which clear and valid documents you should keep ready.
Mandatory / Common Documents - Individual
- Demat / KYC account-opening form or digital KYC.
- PAN card.
- Proof of identity.
- Proof of address.
- Recent photograph / live image.
- Signature.
- Bank-account proof. CDSL examples include:
- cancelled cheque with account-holder name, or
- bank statement/passbook, or
- bank letter.
- Mobile number.
- Email address.
- Tax-residency / FATCA declarations where applicable.
- Nomination details or valid nomination/opt-out process as permitted by current rules.
If Trading Account Is Also Opened
- Trading account/client registration.
- Rights & Obligations / Risk Disclosure documents.
- Tariff sheet.
- Segment selection.
- UCC/PAN verification.
Additional Income Proof For Derivatives / F&O / Commodity / Currency
One or more, as accepted
- Last 6 months bank statement.
- Salary slip / Form 16.
- ITR acknowledgement.
- Annual accounts.
- Net-worth certificate.
- Demat holding statement.
- Other documents substantiating financial position.
Non-Individual Entity Documents
Company
- Certificate of Incorporation
- PAN
- Memorandum & Articles
- Board resolution
- Authorised signatory list
- Director/beneficial-owner KYC
- Financial statements where required
Partnership/LLP
- Partnership deed / LLP agreement
- Registration/incorporation proof
- Firm/LLP PAN
- Partner/designated-partner KYC
- Authorisation
- Financial statements where required
HUF
- HUF PAN
- Karta KYC
- HUF declaration/deed where DP requires
Simple steps
Open a demat account in three steps
Follow these three simple steps.
Compare registered providers
Check charges, platform features, support, and product access.
Complete KYC
Submit PAN, bank details, address proof, and video verification if required.
Start carefully
Activate the account and invest only after understanding the risk.
Reference Basis
These public sources were checked for this guide. Rules can change, so open the source for the latest official information.