.public-product-guidance { background: #f4f7fa; color: #17233d; padding: 72px 0; scroll-margin-top: 24px; }
.public-product-guidance h2, .public-product-guidance h3, .public-product-guidance h4, .public-product-guidance p { letter-spacing: 0; }
.public-product-guidance__heading { align-items: start; display: grid; gap: 42px; grid-template-columns: minmax(0,1fr) minmax(320px,.62fr); }
.public-product-guidance__heading > div > span { align-items: center; color: var(--pc, #123ea5); display: inline-flex; font-size: 13px; font-weight: 600; gap: 9px; margin-bottom: 10px; text-transform: uppercase; }
.public-product-guidance__heading h2 { color: #17233d; font-size: 38px; font-weight: 600; line-height: 1.24; margin: 0; max-width: 850px; }
.public-product-guidance__heading > div > p { color: #4d5d74; font-size: 16px; line-height: 1.68; margin: 16px 0 0; max-width: 820px; }
.public-product-guidance__heading > aside { align-items: flex-start; background: #fff; border: 1px solid #dce3ec; border-left: 4px solid var(--sc, #1683e8); border-radius: 7px; display: flex; gap: 15px; padding: 20px; }
.public-product-guidance__heading > aside > i { align-items: center; background: rgba(var(--sc-rgb, 22,131,232),.12); border-radius: 6px; color: var(--pc, #123ea5); display: flex; flex: 0 0 48px; font-size: 20px; height: 48px; justify-content: center; width: 48px; }
.public-product-guidance__heading > aside p { color: #526075; font-size: 14px; line-height: 1.68; margin: 0; }
.public-product-guidance__heading > aside strong { color: #26334a; font-weight: 600; }
.public-product-guidance__key-points { background: #fff; border: 2px solid var(--pc, #123ea5); border-top-width: 6px; border-radius: 7px; box-shadow: 0 14px 32px rgba(15,23,42,.14); margin-top: 36px; overflow: hidden; }
.public-product-guidance__key-points > header { align-items: center; background: rgba(var(--sc-rgb, 22,131,232),.1); display: grid; gap: 18px; grid-template-columns: 64px minmax(0,1fr); padding: 24px 26px; }
.public-product-guidance__key-points > header > i { align-items: center; background: var(--pc, #123ea5); border-radius: 7px; color: #fff; display: flex; font-size: 27px; height: 64px; justify-content: center; width: 64px; }
.public-product-guidance__key-points > header span { color: var(--pc, #123ea5); display: block; font-size: 12px; font-weight: 600; margin-bottom: 4px; text-transform: uppercase; }
.public-product-guidance__key-points h3 { color: #17233d; font-size: 27px; font-weight: 600; line-height: 1.3; margin: 0; }
.public-product-guidance__key-points > header p { color: #445269; font-size: 15px; line-height: 1.6; margin: 7px 0 0; }
.public-product-guidance__key-point-grid { border-top: 1px solid #dce3ec; display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); }
.public-product-guidance__key-point-grid article { align-items: start; display: grid; gap: 15px; grid-template-columns: 52px minmax(0,1fr); min-height: 140px; padding: 24px; }
.public-product-guidance__key-point-grid article + article { border-left: 1px solid #dce3ec; }
.public-product-guidance__key-point-grid article > i { align-items: center; background: rgba(var(--sc-rgb, 22,131,232),.16); border: 1px solid rgba(var(--sc-rgb, 22,131,232),.24); border-radius: 6px; color: var(--pc, #123ea5); display: flex; font-size: 22px; height: 52px; justify-content: center; width: 52px; }
.public-product-guidance__key-point-grid h4 { color: #17233d; font-size: 18px; font-weight: 600; line-height: 1.35; margin: 1px 0 8px; }
.public-product-guidance__key-point-grid p { color: #445269; font-size: 15px; line-height: 1.65; margin: 0; }
.public-product-guidance__columns { align-items: start; display: grid; gap: 26px; grid-template-columns: repeat(2,minmax(0,1fr)); margin-top: 28px; }
.public-product-guidance__panel { background: #fff; border: 2px solid #cbd6e4; border-radius: 7px; box-shadow: 0 10px 25px rgba(15,23,42,.1); min-width: 0; overflow: hidden; }
.public-product-guidance__panel--eligibility { border-top: 6px solid var(--pc, #123ea5); }
.public-product-guidance__panel--documents { border-top: 6px solid var(--sc, #1683e8); }
.public-product-guidance__panel > header { align-items: center; background: rgba(var(--sc-rgb, 22,131,232),.07); border-bottom: 1px solid #d6e0eb; display: grid; gap: 18px; grid-template-columns: 68px minmax(0,1fr); padding: 27px; }
.public-product-guidance__panel > header > i { align-items: center; background: var(--pc, #123ea5); border-radius: 7px; color: #fff; display: flex; font-size: 27px; height: 68px; justify-content: center; width: 68px; }
.public-product-guidance__panel-count { align-items: center; background: rgba(var(--sc-rgb, 22,131,232),.13); border-radius: 4px; color: var(--pc, #123ea5); display: inline-flex; font-size: 12px; font-weight: 600; gap: 7px; margin-bottom: 7px; padding: 5px 8px; text-transform: uppercase; }
.public-product-guidance__panel h3 { color: #17233d; font-size: 27px; font-weight: 600; line-height: 1.3; margin: 0; }
.public-product-guidance__panel > header p { color: #59677a; font-size: 15px; line-height: 1.6; margin: 7px 0 0; }
.public-product-guidance__groups details + details { border-top: 1px solid #dce3ec; }
.public-product-guidance__groups summary { align-items: center; color: #26334a; cursor: pointer; display: flex; font-size: 16px; font-weight: 600; gap: 16px; justify-content: space-between; line-height: 1.45; list-style: none; min-height: 70px; padding: 14px 22px; }
.public-product-guidance__groups summary::-webkit-details-marker { display: none; }
.public-product-guidance__groups summary > span { align-items: center; display: flex; gap: 12px; min-width: 0; }
.public-product-guidance__groups summary > span > i { align-items: center; background: rgba(var(--sc-rgb, 22,131,232),.1); border-radius: 5px; color: var(--pc, #123ea5); display: flex; flex: 0 0 38px; font-size: 16px; height: 38px; justify-content: center; width: 38px; }
.public-product-guidance__groups summary > span > strong { font-weight: 600; overflow-wrap: anywhere; }
.public-product-guidance__groups summary > i { color: var(--pc, #123ea5); flex: 0 0 auto; font-size: 14px; transition: transform .16s ease; }
.public-product-guidance__groups details[open] summary { background: rgba(var(--sc-rgb, 22,131,232),.08); border-bottom: 1px solid #dce3ec; }
.public-product-guidance__groups details[open] summary > i { transform: rotate(180deg); }
.public-product-guidance__content { background: #fbfcfe; padding: 22px 24px 26px; }
.public-product-guidance__content h4 { align-items: center; color: var(--pc, #123ea5); display: flex; font-size: 15px; font-weight: 600; gap: 8px; line-height: 1.45; margin: 22px 0 11px; }
.public-product-guidance__content h4 i { color: var(--sc, #1683e8); font-size: 12px; }
.public-product-guidance__content h4:first-child { margin-top: 0; }
.public-product-guidance__content p { color: #4f5e73; font-size: 15px; line-height: 1.7; margin: 0 0 14px; }
.public-product-guidance__content ul { display: grid; gap: 13px; list-style: none; margin: 0 0 18px; padding: 0; }
.public-product-guidance__content ul:last-child, .public-product-guidance__content p:last-child { margin-bottom: 0; }
.public-product-guidance__content li { align-items: flex-start; color: #34435a; display: flex; font-size: 15px; gap: 11px; line-height: 1.68; }
.public-product-guidance__content li > i { color: #148254; flex: 0 0 auto; font-size: 16px; margin-top: 5px; }
.public-product-references { background: #fff; border-bottom: 1px solid #dce3ec; border-top: 1px solid #dce3ec; padding: 30px 0; }
.public-product-references > .container { align-items: start; display: grid; gap: 30px; grid-template-columns: minmax(260px,.65fr) minmax(0,1.35fr); }
.public-product-references__heading h2 { align-items: center; color: #26334a; display: flex; font-size: 20px; font-weight: 600; gap: 10px; line-height: 1.35; margin: 0; }
.public-product-references__heading h2 i { color: var(--pc, #123ea5); }
.public-product-references__heading p { color: #667388; font-size: 13px; line-height: 1.6; margin: 7px 0 0; }
.public-product-references__links { align-items: center; display: flex; flex-wrap: wrap; gap: 9px 24px; padding-top: 3px; }
.public-product-references__links a { align-items: center; color: #075fc4; display: inline-flex; font-size: 14px; gap: 7px; line-height: 1.5; text-decoration: underline; text-underline-offset: 3px; }
.public-product-references__links a:hover, .public-product-references__links a:focus { color: var(--pc, #123ea5); }
.public-product-references__links a i { font-size: 10px; }

@media (max-width: 991px) {
    .public-product-guidance__heading { gap: 26px; grid-template-columns: 1fr; }
    .public-product-guidance__key-point-grid { grid-template-columns: 1fr; }
    .public-product-guidance__key-point-grid article { min-height: 0; }
    .public-product-guidance__key-point-grid article + article { border-left: 0; border-top: 1px solid #dce3ec; }
    .public-product-guidance__columns { grid-template-columns: 1fr; }
}

@media (max-width: 767px) {
    .public-product-guidance { padding: 52px 0; }
    .public-product-guidance__heading h2 { font-size: 29px; }
    .public-product-guidance__heading > div > p { font-size: 15px; }
    .public-product-guidance__key-points h3, .public-product-guidance__panel h3 { font-size: 23px; }
    .public-product-references { padding: 26px 0; }
    .public-product-references > .container { gap: 18px; grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
    .public-product-guidance__heading h2 { font-size: 27px; }
    .public-product-guidance__key-points > header { align-items: start; grid-template-columns: 52px minmax(0,1fr); padding: 19px; }
    .public-product-guidance__key-points > header > i { font-size: 22px; height: 52px; width: 52px; }
    .public-product-guidance__key-point-grid article { grid-template-columns: 42px minmax(0,1fr); padding: 18px; }
    .public-product-guidance__key-point-grid article > i { font-size: 18px; height: 42px; width: 42px; }
    .public-product-guidance__panel > header { align-items: start; grid-template-columns: 56px minmax(0,1fr); padding: 20px; }
    .public-product-guidance__panel > header > i { font-size: 23px; height: 56px; width: 56px; }
    .public-product-guidance__groups summary, .public-product-guidance__content { padding-left: 17px; padding-right: 17px; }
}

@media (prefers-reduced-motion: reduce) {
    .public-product-guidance__groups summary i { transition: none; }
}